Total Cost of Buying Property in Gurugram: Stamp Duty, Registration, GST, PLC & EDC Explained
By The Lila Realtors · Updated · 6 min read
One of the most common surprises for home buyers in Delhi NCR is that the final cost is often 10–15% higher than the advertised price. That's not because anyone is hiding anything: the advertised figure is usually the Basic Sale Price, and several standard charges and taxes are added to it. Here's what each one means.
1. Basic Sale Price (BSP)
The base price of the unit, usually quoted per unit for builder floors or per sq ft for apartments. On builder floors, the BSP often varies by floor: the 2nd and 3rd floors are typically the lowest, and the 1st and 4th are higher.
2. PLC (Preferred Location Charges)
An extra charge for a better position: park-facing, corner or main-road-facing. For example, the current LID Nivasa price list shows ₹2.5 lakh for green-abutting units, ₹5 lakh for corner/green-facing units and ₹7.5 lakh for double PLC.
3. Car parking & power backup
Stilt or covered parking is usually charged separately (often ₹3–4 lakh). Power backup is generally charged per KVA of load.
4. EDC / IDC
External and Infrastructure Development Charges are levied by the government for developing roads, water, sewerage and other infrastructure. Developers pass them on to buyers, either included in the price or shown separately "as applicable".
5. IFMS & maintenance
The Interest-Free Maintenance Security is a refundable deposit held for the building's upkeep, usually collected at possession along with advance maintenance.
6. GST
GST applies to under-construction property; there is no GST on a ready-to-move property that already has its occupation certificate. For residential projects, the rate is currently 5% (without input tax credit) on non-affordable housing and 1% on affordable housing. Commercial property is taxed differently. Ask the developer for the exact GST on your cost sheet.
7. Stamp duty & registration
You pay stamp duty to the state government when the conveyance deed is registered. In Haryana, the rate depends on the buyer and the area. In urban areas it has commonly been 7% for men, 5% for women and 6% for joint ownership, plus a registration fee. Rates are revised from time to time, so confirm the current rate with the sub-registrar office or your lawyer before budgeting.
Putting it together: a sample cost sheet
| Component | What to ask |
|---|---|
| BSP | Which floor? Is it the 2nd/3rd-floor price or a specific floor? |
| PLC | Does my unit attract corner/park PLC? |
| Car parking | Is one slot included or extra? |
| Power backup | How many KVA, at what rate? |
| EDC/IDC | Included, or extra "as applicable"? |
| IFMS / maintenance | How much, and when payable? |
| GST | Rate and amount on each instalment |
| Stamp duty & registration | Estimated at today's rates |
Tips to keep costs in check
- Compare projects on all-inclusive cost, not BSP.
- Registering in a woman's name (or jointly) can reduce stamp duty in Haryana.
- A non-PLC unit can save several lakhs if a park view isn't essential to you.
- Check which instalments fall before possession: construction-linked plans spread payments out.
Ask us for a complete, all-inclusive cost sheet for Kashi, LID Nivasa or SPJ Vedatam, and we'll show every line item.
Frequently asked questions
What is the stamp duty in Gurugram?
In Haryana's urban areas, stamp duty has commonly been 7% for men, 5% for women and 6% for joint ownership, plus registration fees. Confirm current rates before budgeting.
Is GST charged on builder floors?
GST applies to under-construction property. For non-affordable residential units it is currently 5% without input tax credit. Ready-to-move property with an occupation certificate attracts no GST.
What are PLC charges?
Preferred Location Charges are extra amounts for units with better positions, such as park-facing or corner units.
This guide is for general information only. Prices, charges and government rates change, so please confirm current details with the developer, the authorities or your adviser before making decisions.